Protect Your Privacy


We value our customers’ privacy and are dedicated to preserving it. To protect you, Reverse Mortgages.com, Inc. has put together a list of items we feel are important to consider when choosing a reverse mortgage lender.

How to Protect Your Privacy with a Reverse Mortgage Lender


The Home Equity Conversion Mortgage, or federally-insured reverse mortgage has numerous built in safeguards to ensure you cannot be taken advantage of. The fees are mandated by the federal government to make certain there are no “junk” fees and that you are not overcharged by the person originating your loan. Though you are protected, it is important to choose your reverse mortgage lender carefully. At Reverse Mortgages.com, Inc. we know how important privacy is, and protect the information you provide for your security.


What to Consider When Choosing a Lender

Respect Your Instincts

Your first impression of any person with whom you do business is very important. If you do not feel comfortable with them or with the information they are providing you, it may be wise to consider a different reverse mortgage lender.

Get All Your Questions Answered

Your reverse mortgage lender should be working for you. This means they should be able to answer your questions directly and completely. If the reverse mortgage lender with whom you are working is vague or continually avoids your questions, you may wish to proceed with someone else. There are circumstances where your reverse mortgage lender may not immediately know the answer to your question but this should be made apparent.

Question Cross-Selling Opportunities

Some reverse mortgage lenders may try and push you into purchasing insurance or annuities with your reverse mortgage proceeds. In most cases, these are not beneficial ways to use your money. Though how you spend your proceeds is up to you, it is illegal to bundle such products in a reverse mortgage transaction.

Counseling Is Important

If your reverse mortgage lender tells you that counseling is unimportant, this could be a red flag. Counseling is an opportunity to work with a third party to ensure that you understand all the features of this unique product. Though counselors do not always know the ins and outs of individual reverse mortgage lenders, they are wonderful for answering questions about the product itself.

Review All Paperwork

Make certain that all paperwork your reverse mortgage lender gives to you is complete and accurate. Though you may receive paperwork that is not legally binding, it is still important to notify your agent of any inconsistencies that you come across in order to make certain that everything is properly processed.

How Much Can I Receive with a Reverse Mortgage?


Use our online Reverse Mortgage Calculator to get an estimate of the funds available to you with a federally-insured reverse mortgage.

Go to Calculator

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